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    Paybis serves as a innovative crypto‑payment solution, founded in 2014 and
    headquartered in Warsaw, Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling
    billions in transaction volume :contentReference[oaicite:1]index=1.

    The platform provides a white‑label wallet as a service and on‑ramp/off‑ramp API integration options for businesses, enabling users to
    buy, sell, swap and accept crypto payments instantly across traditional and blockchain rails :
    contentReference[oaicite:2]index=2. It supports over 50 payment methods including credit/debit cards, e‑wallets,
    Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :
    contentReference[oaicite:3]index=3. With a low minimum entry
    fee—starting at around $2–5 depending
    on volume—and clear fee disclosure (typically
    2 USD minimum commission and card or e‑wallet fees up
    to ~4.5–6.5%, plus network fees), Paybis
    prides itself on transparent pricing :contentReference[oaicite:4]index=4.
    Its hybrid non‑custodial/custodial wallet model, which splits private keys across
    multiple parties, ensures on‑chain transparency, user control, and strong security without needing traditional “proof
    of reserves” disclosures :contentReference[oaicite:5]index=5.

    Paybis is registered as a Money Service Business with FinCEN
    in the USA, is VASP‑registered in Poland, and complies with
    FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select
    cases :contentReference[oaicite:6]index=6.
    Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account managers,
    and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
    Use cases range from wallets, fintechs, marketplaces, gaming
    platforms, DeFi services, and global platforms in need
    of stablecoin payouts, IBAN‑based settlement, or mass
    crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.

    Although some user‑reported issues have arisen—such as account suspensions without explanation, slow
    refund processing in rare scenarios, or payment verification difficulties—overall feedback
    through Trustpilot and other independent reviews is largely positive with nearly
    5‑star ratings thanks to its customer‑friendly design and straightforward crypto onboarding flow :
    contentReference[oaicite:9]index=9. Altogether,
    Paybis represents a robust, secure, and flexible crypto payment and
    wallet solution ideal for businesses wanting to bridge fiat and crypto
    with minimal hassle and strong compliance frameworks.

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